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American Express is historically recognized publicly traded as a financial services corporation, known as AmEx for short. It has existed in commerce since 1850 and began offering banking services in 1891. Headquarters of this well-known company are nestled in Manhattan’s business district. The payment options offered by American Express include a charge card, a credit card and travelers’ checks. These checks have noticeably declined in popularity since the introduction of so many better methods of payment that seem much more secure for both consumers and merchants. Interestingly, the cards are still very commonly used, though they do not match the sales volumes of their competitors, Visa and MasterCard. The initial American Express card was a charge card, signifying that the balance had to be paid in full every month. It was only in 1987 that AmEx started offering genuine credit cards with a revolving debt.
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