Debit Card

A debit card is a convenient method of payment for goods and services which are purchased either off or online. Debit cards have been around at least since the beginning of the 1970s, and were originally issued only to long term bank clients in good standing. The cards acted as a promise to pay, similar to a personal check. Debit cards evolved over the years, growing more popular as non cash modes of payment became widely used. Nowadays, the most commonly accepted debit cards are issued by the world’s two largest credit card companies, MasterCard and Visa, although there are many others, usually accepted only in a limited regional area.

About Debit Cards

There are two types of debit cards. The first is linked to your bank checking account and allows funds to be transferred almost instantaneously to the merchant of your choice. This method works very simply at the point of sale. When you wish to pay for an Internet purchase – in this case a deposit to an online casino – your debit card number and the transaction amount are submitted for approval. The amount is then immediately debited to your bank account and credited to your account at the casino. The second kind of debit card is a prepaid, reloadable cash card, which is also very easy to use. In this case, the amount of the transaction is deducted from the amount of credit you have stored on the card. Both types have a built-in limit – the current balance either in your bank account or on the card.

Where To Use This Method

Debit cards tend to be accepted at most online casinos. Casino operators appreciate the fact that payment is instant and guaranteed. Frequently, Internet casinos will permit debit cards to be used for withdrawals as well as deposits; in this case, the amount of the withdrawal is transferred to your bank account or credited to your rechargeable card. Due to the UIGEA, players residing in the USA are not allowed to make deposits to their online casino accounts with any type of bank linked debit cards, but only with the prepaid kind.


The wide acceptance of debit cards is a big plus for online gamblers, who may be dealing with a casino located halfway across the globe. The cards are convenient and super easy to use, and provide for instant transfer of funds to your casino account so that you can play right away. Because the amount of the payment is deducted from your bank account or card immediately – unlike, say, a credit card -- you can keep better track of your funds and will not spend money that you do not have on hand. American residents will benefit from the fact that they can use the prepaid debit card to make payments to online casinos.